Auto Pay Demo

Enclosed please find our submission for the archives. You have our permission to distribute this on CD-ROM as well. AutoPay is a small module that software developers can integrate into their programs. It allows computer users to pay for software electronically by modem. If the user doesn't have a modem, AutoPay allows the user to pay by phone (toll-free) or by mail. There are no up-front charges for using AutoPay in your software. Instead Digital Money, Inc. charges a small fee for each transaction. You don't need a credit card merchant account. Digital Money, Inc. runs the 24-hour modem dial-in network, the 24-hour voice operator lines, and a mail-processing center for handling all customer payments.